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Retirement Age - Protests in France, But Choices Must be Made
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Retirement Age - Protests in France, But Choices Must be Made

It's fine to choose a low retirement age, but then higher taxes and lower benefits

Last week, there were protests across France against higher retirement ages — from 62 to 64. I discuss the trade-offs being made, what is the “real” retirement age in the United States’ Social Security, and that time is running out on making this decision.

STUMP - Meep on public finance, pensions, mortality and more is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.


Episode Links

Associated Press: France: Over 1 million march against raising retirement age

At least 1.1 million people protested on the streets of Paris and other French cities Thursday amid nationwide strikes against plans to raise the retirement age — but President Emmanuel Macron insisted he would press ahead with the proposed pension reforms.

Emboldened by the mass show of resistance, French unions announced new strikes and protests Jan. 31, vowing to try to get the government to back down on plans to push up the standard retirement age from 62 to 64.

Social Security Administration: Starting Your Retirement Benefits Early

You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits when you reach your full retirement age. If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase.

If you start receiving benefits early, your benefits are reduced a small percent for each month before your full retirement age.

BBC: Japan PM says country on the brink over falling birth rate

Japan's prime minister says his country is on the brink of not being able to function as a society because of its falling birth rate.

Fumio Kishida said it was a case of "now or never."

Japan - population 125 million - is estimated to have had fewer than 800,000 births last year. In the 1970s, that figure was more than two million.

Birth rates are slowing in many countries, including Japan's neighbours.

But the issue is particularly acute in Japan as life expectancy has risen in recent decades, meaning there are a growing number of older people, and a declining numbers of workers to support them.

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In 2020, researchers projected Japan's population to fall from a peak of 128 million in 2017 to less than 53 million by the end of the century. The population is currently just under 125 million, according to official data.

STUMP - Meep on public finance, pensions, mortality and more is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.

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STUMP - Meep on public finance, pensions, mortality and more
STUMP - Death and Taxes
Meep (Mary Pat Campbell) talks about mortality trends and/or public finance issues, usually with a connection to current events.