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The Bleemer and Mehta paper states, "The gap in the economic value of college majors earned by underrepresented minority (URM) and non-URM graduates has increased more than three-fold since

the mid-1990s, with Black and Hispanic graduates earning degrees that have 3 percent lower average earnings than those received by their white and Asian peers." Unless I missed it, neither the Brookings nor the Society of Actuaries asked questions or explained why some students don't meet some standards. What is happening generationally in grade, middle, and high schools that may cause URM's to be less represented? Many Illinois schools produce URMs by the thousands - 90 to 100% of students not performing at grade. Consequently, because of K-12 results, I suspect universities are seeing a smaller pool of good candidates, and generally, the pool is less qualified. Now, Brookings expects universities to fix this by liberalizing admission policies.

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